Loan Calculator

Calculate loan payments, total interest, and amortization schedules. Perfect for mortgages, auto loans, and personal loans.

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Loan Calculator

Calculate loan payments, total interest, and amortization schedules. Perfect for mortgages, auto loans, and personal loans.

🏦 Loan Details
€
€
20.0% of home price
%
Monthly Payment

898 €

Total Interest

123.312 €

Total Cost

373.312 €

Loan-to-Value

80.0%

📋 Loan Breakdown
Home Price / Loan Amount:
250.000 €
Down Payment:
50.000 € (20.0%)
Loan Amount:
200.000 €
Total of Payments:
323.312 €
Total Interest Paid:
123.312 €
Payoff Date:
7/21/2055
📊 Payment Breakdown
Principal Portion

61.9%

200.000 €
Interest Portion

38.1%

123.312 €
📅 Amortization Schedule
Payment #PrincipalInterestBalance
1314,76 €583,33 €199.685 €
2315,67 €582,42 €199.370 €
3316,59 €581,49 €199.053 €
4317,52 €580,57 €198.735 €
5318,44 €579,65 €198.417 €
6319,37 €578,72 €198.098 €
7320,30 €577,78 €197.777 €
8321,24 €576,85 €197.456 €
9322,18 €575,91 €197.134 €
10323,12 €574,97 €196.811 €
11324,06 €574,03 €196.487 €
12325,00 €573,09 €196.162 €
13325,95 €572,14 €195.836 €
14326,90 €571,19 €195.509 €
15327,86 €570,23 €195.181 €
16328,81 €569,28 €194.852 €
17329,77 €568,32 €194.522 €
18330,73 €567,36 €194.192 €
19331,70 €566,39 €193.860 €
20332,66 €565,43 €193.527 €
21333,63 €564,45 €193.194 €
22334,61 €563,48 €192.859 €
23335,58 €562,51 €192.524 €
24336,56 €561,53 €192.187 €
25337,54 €560,55 €191.849 €
26338,53 €559,56 €191.511 €
27339,52 €558,57 €191.171 €
28340,51 €557,58 €190.831 €
29341,50 €556,59 €190.489 €
30342,50 €555,59 €190.147 €
31343,49 €554,60 €189.803 €
32344,50 €553,59 €189.459 €
33345,50 €552,59 €189.113 €
34346,51 €551,58 €188.767 €
35347,52 €550,57 €188.419 €
36348,53 €549,56 €188.071 €
37349,55 €548,54 €187.721 €
38350,57 €547,52 €187.371 €
39351,59 €546,50 €187.019 €
40352,62 €545,47 €186.667 €
41353,65 €544,44 €186.313 €
42354,68 €543,41 €185.958 €
43355,71 €542,38 €185.602 €
44356,75 €541,34 €185.246 €
45357,79 €540,30 €184.888 €
46358,83 €539,26 €184.529 €
47359,88 €538,21 €184.169 €
48360,93 €537,16 €183.808 €
49361,98 €536,11 €183.446 €
50363,04 €535,05 €183.083 €
51364,10 €533,99 €182.719 €
52365,16 €532,93 €182.354 €
53366,22 €531,87 €181.988 €
54367,29 €530,80 €181.621 €
55368,36 €529,73 €181.252 €
56369,44 €528,65 €180.883 €
57370,51 €527,57 €180.512 €
58371,60 €526,49 €180.141 €
59372,68 €525,41 €179.768 €
60373,77 €524,32 €179.394 €
61374,86 €523,23 €179.019 €
62375,95 €522,14 €178.643 €
63377,05 €521,04 €178.266 €
64378,15 €519,94 €177.888 €
65379,25 €518,84 €177.509 €
66380,36 €517,73 €177.129 €
67381,46 €516,62 €176.747 €
68382,58 €515,51 €176.365 €
69383,69 €514,40 €175.981 €
70384,81 €513,28 €175.596 €
71385,93 €512,15 €175.210 €
72387,06 €511,03 €174.823 €
73388,19 €509,90 €174.435 €
74389,32 €508,77 €174.045 €
75390,46 €507,63 €173.655 €
76391,60 €506,49 €173.263 €
77392,74 €505,35 €172.871 €
78393,88 €504,21 €172.477 €
79395,03 €503,06 €172.082 €
80396,18 €501,91 €171.686 €
81397,34 €500,75 €171.288 €
82398,50 €499,59 €170.890 €
83399,66 €498,43 €170.490 €
84400,83 €497,26 €170.089 €
85402,00 €496,09 €169.687 €
86403,17 €494,92 €169.284 €
87404,34 €493,75 €168.880 €
88405,52 €492,57 €168.474 €
89406,71 €491,38 €168.068 €
90407,89 €490,20 €167.660 €
91409,08 €489,01 €167.251 €
92410,28 €487,81 €166.840 €
93411,47 €486,62 €166.429 €
94412,67 €485,42 €166.016 €
95413,88 €484,21 €165.602 €
96415,08 €483,01 €165.187 €
97416,29 €481,80 €164.771 €
98417,51 €480,58 €164.353 €
99418,73 €479,36 €163.935 €
100419,95 €478,14 €163.515 €
101421,17 €476,92 €163.094 €
102422,40 €475,69 €162.671 €
103423,63 €474,46 €162.248 €
104424,87 €473,22 €161.823 €
105426,11 €471,98 €161.397 €
106427,35 €470,74 €160.969 €
107428,60 €469,49 €160.541 €
108429,85 €468,24 €160.111 €
109431,10 €466,99 €159.680 €
110432,36 €465,73 €159.247 €
111433,62 €464,47 €158.814 €
112434,88 €463,21 €158.379 €
113436,15 €461,94 €157.943 €
114437,42 €460,67 €157.505 €
115438,70 €459,39 €157.067 €
116439,98 €458,11 €156.627 €
117441,26 €456,83 €156.185 €
118442,55 €455,54 €155.743 €
119443,84 €454,25 €155.299 €
120445,13 €452,96 €154.854 €
Showing first 120 payments
💡 How to Use
  • Enter the total price or loan amount
  • Set your down payment amount
  • Input the annual interest rate
  • Choose the loan term (15, 20, 25, or 30 years)
🧮 Formula
Monthly Payment:
M = P × [r(1+r)^n] / [(1+r)^n - 1]

Variables:
M = Monthly payment
P = Loan principal (amount borrowed)
r = Monthly interest rate (annual rate ÷ 12)
n = Total number of payments (years × 12)